Oct 27, 2025

ClearBank has entered a strategic partnership with Circle to expand the adoption of MiCA-compliant stablecoins such as USDC and EURC across Europe. The agreement will integrate ClearBank’s cloud-native clearing and banking infrastructure with Circle’s Payments Network (CPN), allowing clients to mint, redeem, and transfer regulated stablecoins through Circle Mint and CPN. The partnership, first reported by FintechNews, connects ClearBank’s regulated payment infrastructure with Circle’s blockchain-based settlement system. The move is expected to deliver near-instant, cost-efficient cross-border transactions while maintaining full compliance with Europe’s Markets in Crypto-Assets (MiCA) regulatory framework. Circle’s USDC and euro-backed EURC stablecoins are fully reserved and designed to meet MiCA requirements. Both tokens are issued under Circle’s Electronic Money Institution (EMI) license in France, which enables the company to provide stablecoin services across the European Union. Mark Fairless, Chief Executive Officer at ClearBank, said: “Joining Circle Payments Network will be a significant milestone in ClearBank’s evolution as a cross-border payments innovator. Circle is redefining how money moves globally, and this collaboration will bring together our strengths in regulated banking infrastructure with their leadership in digital currency technology.” The partnership is a part of ClearBank’s efforts to modernize international payments by combining fiat-based banking rails with blockchain settlement systems. It also supports Circle’s strategy to expand institutional access to regulated stablecoins within the EU’s evolving financial ecosystem. Sanja Kon, Vice President of Partnerships & Business Development, EMEA at Circle, added: “In addition, our collaboration will expand access to USDC and EURC, enabling faster settlement, greater transparency, and new financial services built on open, programmable money.” The announcement follows Circle’s launch of the Circle Payments Network in April 2025—a system designed to connect banks, neobanks, and payment providers through a unified settlement layer that supports real-time, MiCA-compliant digital transactions. The collaboration between Circle and ClearBank reflects a growing convergence between regulated financial institutions and blockchain payment infrastructure. A Broader Surge in MiCA-aligned activity The ClearBank–Circle deal comes amid a broader wave of MiCA-aligned developments across Europe as institutions race to secure regulatory readiness. Swiss Bitcoin app Relai recently obtained a France-based EMI license, granting it authorization to operate throughout the European Union under MiCA supervision. In a similar move, Blockchain.comsecured EU-wide approval via its Malta registration, further strengthening its compliance position and signaling the growing maturity of regulated European crypto infrastructure. Meanwhile, payments platform Transak announced the listing of USDG, described as the first MiCA-compliant stablecoin, now accessible to users globally through its network. Together, these developments highlight how banks, fintechs, and crypto companies are rapidly adopting tokenized rails within the regulatory frameworks emerging across the EU.