Ramp
Founded Year
2019Stage
Series E - II | AliveTotal Raised
$2.533BValuation
$0000Last Raised
$500M | 3 mos agoRevenue
$0000Mosaic Score The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.
+28 points in the past 30 days
About Ramp
Ramp develops a financial operations platform. The company offers a suite of services including corporate cards, expense management, accounts payable solutions, and accounting automation. Its platform serves startups, small businesses, mid-market companies, and enterprises across various sectors. The company was founded in 2019 and is based in New York, New York.
Loading...
ESPs containing Ramp
The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.
The spend management platforms market helps businesses control and optimize their expenditures through integrated software solutions, including corporate cards, expense management systems, procurement software, accounts payable automation, and budget tracking tools. These platforms use APIs, cloud-based infrastructure, and AI-powered analytics to provide real-time visibility into spending patterns…
Ramp named as Leader among 15 other companies, including Coupa, Pleo, and Brex.
Ramp's Products & Differentiators
Ramp Card
Smart corporate cards - both physical and virtual - with embedded software controls.
Loading...
Research containing Ramp
Get data-driven expert analysis from the CB Insights Intelligence Unit.
CB Insights Intelligence Analysts have mentioned Ramp in 19 CB Insights research briefs, most recently on Oct 15, 2025.
Oct 15, 2025 report
State of Venture Q3’25 Report
Oct 7, 2025 report
State of Fintech Q3’25 Report
Sep 12, 2025
How payments leaders are seizing the SMB opportunity
Jul 17, 2025 report
State of Fintech Q2’25 Report
Jun 6, 2025
The SMB fintech market map
May 29, 2025
The stablecoin market map
Aug 23, 2024
The B2B payments tech market mapExpert Collections containing Ramp
Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.
Ramp is included in 7 Expert Collections, including Unicorns- Billion Dollar Startups.
Unicorns- Billion Dollar Startups
1,297 items
SMB Fintech
2,003 items
Payments
3,277 items
Companies in this collection provide technology that enables consumers and businesses to pay, collect, automate, and settle transfers of currency, both online and at the physical point-of-sale.
Artificial Intelligence (AI)
37,207 items
Companies developing artificial intelligence solutions, including cross-industry applications, industry-specific products, and AI infrastructure solutions.
Fintech
9,809 items
Companies and startups in this collection provide technology to streamline, improve, and transform financial services, products, and operations for individuals and businesses.
Fintech 100
599 items
250 of the most promising private companies applying a mix of software and technology to transform the financial services industry.
Latest Ramp News
Nov 1, 2025
「別相信你的眼睛」，專家警告：AI 一秒生成假收據，連皺褶都逼真 GPT-4o 模型問世後，近三成美國、英國財務人員指出偽造報銷單據狂增 AI 技術普及讓費用報銷的審核流程面臨挑戰，費用管理軟體供應商 AppZen 指出，2025 年 9 月偵測到的偽造文件中，約有 14% 是由 AI 生成的假收據，而去年同期這個數字是零。金融科技集團 Ramp 更透露，其新開發的偵測系統在短短 90 天內，就發現價值超過 100 萬美元的假收據。 這個趨勢也引起財務專業人士的關注，根據費用管理平台 Medius 調查，自從 OpenAI 推出 GPT-4o 模型後，近 30% 的美國和英國財務人員觀察到偽造報銷單據的數量顯著增加。 全球領先的差旅費用管理平台 SAP Concur 產品行銷資深副總裁克里斯·朱諾（Chris Juneau）更警告：「這些收據做得太逼真了，我們只能告訴客戶：不要相信你的眼睛。」目前，SAP Concur 每月利用 AI 系統進行超過 8,000 萬次的合規性檢查，以應對 AI 相關的公費詐騙。 連紙張皺褶都能偽造！AI 工具成詐騙溫床，技術門檻降至零 這些 AI 生成的收據細節之豐富令人咋舌，《金融時報》（Financial Times）檢視過的樣本顯示，這些偽造品不僅包含逼真的紙張皺褶、光影效果，甚至連符合真實菜單的詳細消費品項，乃至手寫簽名都一應俱全。 認證詐欺審查師協會（ACFE）研究總監梅森·懷爾德（Mason Wilder）直言：「任何人都能做到這件事，完全沒有進入門檻。這不像 5 年前，你可能還需要一些使用 Photoshop 的技術或天賦。」 七成 CFO 憂心忡忡！企業導入偵測軟體「以 AI 制 AI」 面對肉眼難辨的 AI 偽造品，企業被迫升級防禦系統、轉而導入 AI 偵測軟體。這些系統最初的運作方式是掃描圖像的元數據（metadata），以辨識其是否由 AI 平台創建。 但「道高一尺，魔高一丈」，使用者可以透過螢幕截圖或用手機翻拍的方式，清除圖像中的 AI 元數據，繞過第一層防線。為此，更先進的偵測系統必須進行更深度的上下文分析，例如檢查收據中服務生姓名或交易時間的重複性，並交叉比對員工的出差行程，如航班時間、飯店預訂紀錄等，以找出可疑之處。 Ramp 產品管理資深總監卡爾文·李（Calvin Lee）表示：「科技能以極高的專注度和細節審視一切，而人類在工作一段時間後，難免會因疲勞而出錯。」 SAP 的一項調查發現，將近 70% 的財務長（CFO）相信，他們公司的員工正在使用 AI 工具偽造差旅費用或收據，其中更有 10% 的財務長相信這類事件已經在公司內部發生。
Ramp Frequently Asked Questions (FAQ)
When was Ramp founded?
Ramp was founded in 2019.
Where is Ramp's headquarters?
Ramp's headquarters is located at 28 West 23rd Street, New York.
What is Ramp's latest funding round?
Ramp's latest funding round is Series E - II.
How much did Ramp raise?
Ramp raised a total of $2.533B.
Who are the investors of Ramp?
Investors of Ramp include Founders Fund, Thrive Capital, D1 Capital Partners, Coatue, General Catalyst and 62 more.
Who are Ramp's competitors?
Competitors of Ramp include Extend, Fyle, Capital on Tap, Center, Brex and 7 more.
What products does Ramp offer?
Ramp's products include Ramp Card and 4 more.
Who are Ramp's customers?
Customers of Ramp include Mode Analytics.
Loading...
Compare Ramp to Competitors
Brex provides spend management solutions across various sectors. The company offers products including corporate cards, expense management, travel, bill pay, and banking services aimed at assisting businesses in managing spending and financial processes. Brex serves startups, mid-size companies, and enterprises with its range of financial products. Brex was formerly known as Veyond. It was founded in 2017 and is based in Salt Lake City, Utah.
Pleo focuses on business spend management within the financial technology sector. The company offers company cards with individual spending limits and provides a platform to manage expenses, reimbursements, invoices, and budgets. It serves businesses looking to manage their spending and financial processes. The company was founded in 2015 and is based in København N, Denmark.
Mesh focuses on travel and expense management for enterprises operating within the financial technology sector. The company offers a platform that provides solutions for travel management, spend management, and expense management, aiming to provide real-time visibility, control, and insights into all expenses. Mesh primarily serves modern global enterprises. It was founded in 2018 and is based in New York, New York.
Qashio specializes in spend management solutions for businesses. The company offers a platform that integrates corporate cards, expense tracking, and accounts payable automation to streamline financial operations and enhance visibility over company spending. Qashio's services cater to a variety of industries, providing tools for expense tracking, accounting integrations, and approval workflows to manage and control business expenses effectively. It was founded in 2021 and is based in Dubai, United Arab Emirates.
Custodia focuses on corporate expense management in the financial technology sector. The company offers a range of services, including smarter expense management, AI-driven budgeting and spending, and real-time approvals and insights, all designed to empower employees and maintain financial control. Primarily, it caters to businesses ranging from small to large scale, providing them with tools for digital finance. It was founded in 2018 and is based in New York, New York.
Rho focuses on providing financial services and operates within the finance and technology sectors. The company offers a financial platform that includes services such as commercial banking, corporate cards, expense management, and accounts payable automation. Rho primarily serves organizations looking to manage their finances. Rho was formerly known as Rho Business Banking. It was founded in 2018 and is based in New York, New York.
Loading...