Payrails
Founded Year
2021Stage
Series A | AliveTotal Raised
$52.8MLast Raised
$32M | 5 mos agoMosaic Score The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.
+64 points in the past 30 days
About Payrails
Payrails is a payments platform for global enterprises, providing services to manage payment operations. The company offers tools for online payment processing and customizable checkout experiences. Payrails serves various sectors including retail, delivery, and mobility, allowing businesses to manage their payment systems. It was founded in 2021 and is based in Berlin, Germany.
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ESPs containing Payrails
The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.
The payments orchestration platforms market provides unified systems to manage payment processes across multiple providers, methods, and channels. These platforms integrate various payment gateways, fraud prevention tools, and compliance checks into a single API or interface. By leveraging smart routing technology, they optimize transaction paths, reduce operational costs, and improve authorizatio…
Payrails named as Highflier among 15 other companies, including Adyen, Nuvei, and Payoneer.
Payrails's Products & Differentiators
Payments
Build, operate, and optimize payment acceptance for your business at a scale over 200 countries. Payrails secures payment data with an agnostic token vault and helps process payments via the most optimal routes with retry/fallback capabilities to maximize performance.
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Research containing Payrails
Get data-driven expert analysis from the CB Insights Intelligence Unit.
CB Insights Intelligence Analysts have mentioned Payrails in 2 CB Insights research briefs, most recently on Oct 23, 2025.
Oct 23, 2025 report
Fintech 100: The most promising fintech startups of 2025
Oct 23, 2025 report
Book of Scouting Reports: 2025’s Fintech 100Expert Collections containing Payrails
Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.
Payrails is included in 3 Expert Collections, including Payments.
Payments
3,276 items
Companies in this collection provide technology that enables consumers and businesses to pay, collect, automate, and settle transfers of currency, both online and at the physical point-of-sale.
Fintech
14,203 items
Excludes US-based companies
Fintech 100
100 items
Latest Payrails News
Sep 24, 2025
Banco Santander acelerou a sua estratégia de formação de alianças com terceiros no segmento de pagamentos, permitindo ao banco acrescentar serviços adicionais e novas soluções ao seu portefólio Executive Digest Mais Recentes O banco Santander acelerou a sua estratégia de formação de alianças com terceiros no segmento de pagamentos, permitindo ao banco acrescentar serviços adicionais e novas soluções ao seu portefólio. No âmbito deste plano, a subsidiária de pagamentos do banco, Getnet, anunciou a assinatura de um acordo estratégico com a Payrails, uma fintech internacional especializada no desenvolvimento de software para transações e compras, indicou o jornal espanhol ‘El Expansión’. Fundada em Berlim em 2021, a empresa está em plena fase de crescimento depois de ter recebido uma injeção de capital de investidores como o fundo EQT, entre outros. Com esta aliança, o Santander espera adicionar tecnologia de ponta à sua plataforma de pagamentos de retalho, permitindo transações “mais fluidas, rápidas e seguras”, referiu a instituição bancária. Recentemente, a Getnet anunciou a assinatura de mais uma parceria, desta vez com a fintech brasileira Zig, dedicada à gestão de pagamentos ligados a atividades recreativas, pagamentos pré-pagos e outros métodos de transação. Com este acordo, a subsidiária do Santander vai oferecer serviços de pagamento sem atrito em mais de 300 terminais no Estádio da Luz, casa do Benfica. Além de acordos com empresas tecnológicas, o Santander está focado em estabelecer parcerias de pagamento que ofereçam serviços inovadores e personalizados para grandes clientes em setores como a alimentação e a logística, entre outros. É o caso, por exemplo, do recente acordo celebrado com o Grupo Pascual. A empresa de lacticínios vai contar com a tecnologia da Getnet para implementar uma solução de pagamento (denominada Get-TapOnPhone ) “que transforma os telemóveis dos seus estafetas em terminais de pagamento, eliminando o hardware, reduzindo erros e otimizando as operações logísticas”, segundo o Santander. Esta semana está marcada a assinatura de uma parceria com a tecnológica portuguesa Electro, através da qual os condutores de veículos elétricos em Portugal poderão pagar os abastecimentos nas estações de serviço simplesmente com um cartão bancário, sem necessidade de assinaturas ou acordos a longo prazo. Também em setembro, o Santander anunciou um acordo com a empresa mexicana de software para a hotelaria Soft Restaurant. Através deste acordo, com atividade em toda a América Latina, as empresas de hotelaria terão acesso a uma plataforma que unifica os pagamentos e a gestão de restaurantes numa única solução. Partilhar
Payrails Frequently Asked Questions (FAQ)
When was Payrails founded?
Payrails was founded in 2021.
Where is Payrails's headquarters?
Payrails's headquarters is located at Zimmerstraße 16, Berlin.
What is Payrails's latest funding round?
Payrails's latest funding round is Series A.
How much did Payrails raise?
Payrails raised a total of $52.8M.
Who are the investors of Payrails?
Investors of Payrails include Andreessen Horowitz, HV Capital, General Catalyst, EQT Ventures, Andre Schwammlein and 9 more.
Who are Payrails's competitors?
Competitors of Payrails include MoneyHash and 4 more.
What products does Payrails offer?
Payrails's products include Payments and 2 more.
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Compare Payrails to Competitors
Gr4vy develops a cloud-based payment orchestration platform. The company offers a universal integration solution that enables businesses to deploy and optimize various payment methods and integrate with payment and anti-fraud providers without the need for coding. Its infrastructure supports dynamic payment routing, transaction tokenization, and personalized checkout experiences, catering to merchants looking to expand their payment capabilities and help in their payment ecosystem. The company was founded in 2020 and is based in San Mateo, California.
Primer is a company that provides payment infrastructure solutions for global commerce. They offer services that include checkout experiences, 3DS authentication, a customer vault, and a payments API to integrate with various payment services. Primer serves sectors such as travel, gaming, retail, and consumer applications, focusing on payment success and management of payment operations. It was founded in 2020 and is based in London, England.
NORBr provides payment infrastructure as a service (PaaS) within the financial technology sector. The company has a platform that allows payment operators to deploy processes without coding, supporting various payment methods and offering data analytics and reporting tools. NORBr's solutions are designed for Acquirers, Payment Facilitators (PayFacs), and Independent Sales Organizations (ISOs). It was founded in 2021 and is based in Amsterdam, Netherlands.
Basis Theory is a company that provides payment infrastructure through tokenization and compliance management in the fintech and e-commerce sectors. The company's main offerings include a programmable payment vault that secures and tokenizes payment data and ensures compliance with industry standards. Basis Theory serves sectors that require payment solutions, including e-commerce, subscription services, and the creator economy. It was founded in 2020 and is based in Mill Valley, California.
BridgerPay offers a payment operations platform that facilitates the payment flows of businesses across various sectors. The company provides a platform for managing connections to multiple payment gateways and methods, ensuring compliance with PCI DSS Level 1 standards. BridgerPay serves businesses focused on improving their payment processing. It was founded in 2019 and is based in Limassol, Cyprus.
Rapyd is a financial technology company focused on global payment processing and fintech solutions. The company provides services including payment acceptance, payouts, card issuing, and multi-currency business accounts, to manage financial transactions for businesses. Rapyd serves sectors such as eCommerce, online gaming, marketplaces, and the creator economy, offering tools to integrate various payment methods and streamline operations. Rapyd was formerly known as CashDash. It was founded in 2016 and is based in Essex, United Kingdom.
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