Best Insurtech Managing General Agents — Personal Lines P&C Companies

Hippo (NYSE: HIPO) offers home insurance services using data and technology. The company's platform uses data from a variety of sources, including public records, social media, and customer feedback, to provide homeowners with customized insurance quotes. It was formerly known as Hippo Analytics. The company was founded in 2015 and is based in San Jose, California.

Rhino operates in the real estate sector by providing financial solutions. Its main offering is an insurance policy designed to alleviate the burden of cash security deposits for renters. It was founded in 2017 and is based in New York, New York.

Delos provides property insurance focusing on climate-affected regions, using technology and knowledge of wildfire behavior and climate risk. The company offers homeowner policies based on AI-driven risk models and climate risk assessments, allowing them to provide coverage in areas with high wildfire exposure where traditional insurers withdraw. Delos serves the insurance industry while addressing the challenges posed by climate change. It was founded in 2017 and is based in San Francisco, California.

SageSure is a managing general underwriter that specializes in residential and commercial property insurance with a focus on catastrophe-exposed areas. The company offers tailored homeowners, flood, and commercial insurance policies, ensuring reliable coverage and customer service. SageSure primarily serves the insurance industry, partnering with carriers to provide specialized insurance solutions in challenging markets. It was founded in 2009 and is based in Jersey City, New Jersey. SageSure operates as a subsidiary of Insight Catastrophe Group.

Faye specializes in whole-trip travel insurance within the insurance industry. The company offers a range of travel insurance services, including coverage for health, trips, personal belongings, and real-time assistance, all accessible through a user-friendly mobile app. Faye's insurance products are designed to provide travelers with peace of mind by offering proactive solutions and support to address travel mishaps efficiently. It was founded in 2019 and is based in Newark, Delaware.

CoverTree operates as an insurance provider and focuses on manufactured homes and related structures within the insurance industry. It offers insurance products designed to protect homes and personal belongings and provide liability coverage, which can be purchased online. CoverTree caters to the needs of homeowners, renters, and landlords, offering tailored policies for different types of factory-built homes, including modular homes, tiny homes, and accessory dwelling units (ADUs). It was founded in 2020 and is based in Detroit, Michigan.

Goodcover is an insurance agency that provides renters insurance within the property-casualty insurance sector. The company offers policies that include liability and personal property coverage with options for deductibles, available through an online quote system. Goodcover serves individuals seeking renters insurance. It was founded in 2017 and is based in San Francisco, California.

HDVI specializes in modern insurance solutions for the commercial trucking industry. The company offers dynamically-priced insurance policies, integrated telematics, and fleet safety tools designed to help trucking fleets manage risk and potentially earn discounts on monthly premiums. HDVI primarily serves commercial truck fleets and insurance agents. It was founded in 2018 and is based in Chicago, Illinois.

Honey Insurance provides home insurance services, using technology to offer coverage solutions. The company offers homeowners, renters, and landlords insurance policies that include smart home sensors to prevent accidents and various coverage options. It was founded in 2020 and is based in Surry Hills, New South Wales.

Koala focuses on the fintech and insurance sectors, specifically providing services for the travel industry. The company offers a range of travel insurance products, including coverage for trip cancellations, trip disruptions, missed connections, and medical and repatriation expenses. Its products are designed to provide peace of mind for travelers and generate revenue for businesses in the travel industry. It was founded in 2018 and is based in Paris, France. In August 2025, Koala was acquired by CarTrawler.

Laka operates within the insurance sector. The company offers a crowdfunded insurance model where monthly contributions are based on the collective's claims, with a cap. Laka's main services include coverage for theft, accidental damage, and third-party liability for cyclists, as well as products like health and recovery insurance and legal assistance for cycling-related accidents. It was founded in 2017 and is based in London, United Kingdom.

Naked is a digital insurance company that provides car, home, and single item insurance. The company offers online quotes and claims processing, using artificial intelligence (AI) and technology to manage the insurance process. Naked's model includes a communal pot for claims and a system for directing surplus funds to causes selected by customers. It was founded in 2016 and is based in Gauteng, South Africa.

Neptune Flood provides flood insurance policies using technology in the insurance sector. The company has an online process for flood insurance, utilizing algorithms, mapping technologies, and aerial remote sensing to assess risk and predict flood events. Neptune Flood's approach aims to streamline the flood insurance process and provide insights for insurance carriers to improve policy development and risk pricing. It was founded in 2016 and is based in St. Petersburg, Florida.

Openly is a home insurance provider focusing on high-value homeowners insurance. The company offers customizable coverage and is sold exclusively through independent agents. Openly uses technology to streamline the quoting process. It was founded in 2017 and is based in Boston, Massachusetts.

Roojai is a digital general insurance company that offers car insurance, health insurance, life insurance, personal accident insurance, motorcycle insurance, home insurance, and emergency assistance services. The company serves the insurance sector with digital solutions. It was founded in 2016 and is based in Chonburi, Thailand.