
InDebted
Founded Year
2016Stage
Secondary Market | AliveTotal Raised
$93.82MLast Raised
$6.88M | 1 yr agoRevenue
$0000Mosaic Score The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.
-22 points in the past 30 days
About InDebted
InDebted focuses on transforming the consumer debt recovery sector. The company offers an intelligent collections product, known as 'Collect', which aids businesses in increasing recoveries and providing a personalized debt collection experience for their customers. InDebted primarily serves businesses across various sizes, from startups to large enterprises. It was founded in 2016 and is based in Barangaroo, Australia.
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InDebted's Product Videos
ESPs containing InDebted
The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.
Debt collection platforms offer technology solutions for managing and recovering outstanding debts on behalf of creditors and debt owners. These platforms leverage AI, machine learning, and data analytics to automate debtor communications, personalize repayment strategies, and optimize collection workflows. Solutions include digital communication channels, payment processing, compliance management…
InDebted named as Leader among 13 other companies, including TrueAccord, Tesorio, and Prodigal.
InDebted's Products & Differentiators
Collect
InDebted’s Collect solution is the next-generation alternative to traditional debt collection agencies, designed for organisations who want to do better by their consumers—while driving business outcomes that matter.
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Research containing InDebted
Get data-driven expert analysis from the CB Insights Intelligence Unit.
CB Insights Intelligence Analysts have mentioned InDebted in 2 CB Insights research briefs, most recently on Oct 23, 2025.

Oct 23, 2025 report
Fintech 100: The most promising fintech startups of 2025
Oct 23, 2025 report
Book of Scouting Reports: 2025’s Fintech 100Expert Collections containing InDebted
Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.
InDebted is included in 7 Expert Collections, including Digital Lending.
Digital Lending
2,538 items
This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.
Debt Collectors
49 items
SMB Fintech
1,231 items
Artificial Intelligence (AI)
16,578 items
Companies developing artificial intelligence solutions, including cross-industry applications, industry-specific products, and AI infrastructure solutions.
Fintech
14,203 items
Excludes US-based companies
Fintech 100 (2024)
100 items
Latest InDebted News
Sep 25, 2025
Meedaf , the financial services platform established in ADGM to serve financial institutions across the GCC, has formed a strategic partnership with InDebted , the global leader in AI-powered collections infrastructure. The partnership will see Meedaf make an investment in InDebted's UAE entity aimed at expanding its regional presence. By combining Meedaf's deep regional expertise and extensive networks with InDebted's modern, empathy-led debt resolution solutions, the collaboration will accelerate growth in the UAE and set a new benchmark for how organisations innovate to foster financial wellbeing. InDebted launched its UAE operations in March this year, serving leading consumer lenders, high-growth fintechs, and Buy Now Pay Later (BNPL) providers. The strategic partnership will accelerate expansion into banking, financial services, government, and telecommunications, while strengthening regional operations by establishing a UAE hub. “Meedaf is committed to building partnerships that transform the financial services landscape in the UAE and the wider GCC. Our collaboration with InDebted brings together deep local knowledge with cutting-edge global expertise in debt resolution. Together, we will provide financial institutions and their customers with solutions that are not only more efficient, but also empathetic and empowering, helping individuals regain control of their financial wellbeing while fostering sustainable growth across the sector.” – Eng. Abdulla Abdul Aziz AlShamsi, Managing Director and CEO, Meedaf “Debt often crosses borders and creates complexities that many providers are unable to address. InDebted's global reach uniquely positions us to meet these challenges and deliver meaningful solutions to organisations throughout the GCC. This partnership with Meedaf is particularly significant, as the UAE represents a distinctly dynamic market. By combining our AI-powered solutions with Meedaf's market expertise, we will set a new benchmark for debt resolution that prioritises dignity, choice, and positive outcomes for consumers and businesses alike.” – Josh Foreman, Founder and CEO, InDebted This agreement marks the second strategic partnership on the Meedaf platform, following the launch of its joint venture with Brink's earlier this year, to deliver highly efficient cash and valuables management services to financial institutions in the UAE. Founded in Australia in 2016, InDebted disrupted the sector with a new philosophy to debt collection that placed improving customer financial wellbeing through technology at the heart. Driven by a mission to change the world of consumer debt for good, InDebted now operates across seven regions and is actively pursuing ambitious expansion into Latin America, Europe, and the GCC.
InDebted Frequently Asked Questions (FAQ)
When was InDebted founded?
InDebted was founded in 2016.
Where is InDebted's headquarters?
InDebted's headquarters is located at 300 Barangaroo Avenue, Barangaroo.
What is InDebted's latest funding round?
InDebted's latest funding round is Secondary Market.
How much did InDebted raise?
InDebted raised a total of $93.82M.
Who are the investors of InDebted?
Investors of InDebted include Carthona Capital, Perennial Partners, SecondQuarter Ventures, Reinventure Capital, Australian Retirement Trust and 13 more.
Who are InDebted's competitors?
Competitors of InDebted include Colektia and 4 more.
What products does InDebted offer?
InDebted's products include Collect and 1 more.
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Compare InDebted to Competitors

TrueAccord is a debt collection agency that focuses on recovery and collections in the financial services sector. The company provides a platform that utilizes machine learning to enable communication with consumers, allowing for debt resolution through a digital experience. It serves financial institutions, enterprise companies, and businesses aiming to recover revenue. TrueAccord was formerly known as One True Holding Co. It was founded in 2013 and is based in Shawnee Mission, Kansas.

Flow is a credit management company that provides debt collection services using AI technologies within the financial services industry. The company offers debt collection experiences aimed at helping consumers with financial difficulties, using data-driven strategies for recovery. Flow serves financial institutions and technology companies with debt collection solutions. Flow was formerly known as AsiaCollect. It was founded in 2016 and is based in Singapore.

Collectius is a fintech company that provides debt management services within the financial sector. The company has a platform for debt collection, aimed at assisting customers with their debt. Collectius serves the banking and financial institution sectors by managing non-performing loan portfolios and offering solutions for debt resolution. It is based in Singapore.
Celeste specializes in debt management software for the SMB lending and alternative SMB funding sectors. The company offers advanced cloud-based solutions that leverage AI and machine learning to optimize debt collection processes while maintaining compliance and preserving customer relationships. It was founded in 2022 and is based in New York, New York.
Cgtz is a business-to-customer (B2C) debt investment portal, providing various investments products for the individual and small and medium enterprises (SMEs).

Expediente Azul operates as a company focused on automating the integration of financial services in the financial technology sector. It offers a platform that facilitates the automatic collection of documents and data to streamline the placement of capital. The company primarily serves private institutions and intermediaries in the financial industry. It was founded in 2017 and is based in Guadalajara, Mexico.
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