Founded Year

2020

Stage

Series B | Alive

Total Raised

$169M

Last Raised

$90M | 10 mos ago

Revenue

$0000 

Mosaic Score
The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.

+196 points in the past 30 days

About Highnote

Highnote operates as a financial technology company that provides payment solutions across various sectors. The company offers a payment platform that allows businesses to issue payment cards, accept payments, and manage credit programs. Highnote's services are designed for businesses needing a payments infrastructure. Highnote was formerly known as Bay1. It was founded in 2020 and is based in San Francisco, California.

Headquarters Location

642 Harrison Street Suite 100

San Francisco, California, 94107,

United States

707-641-4929

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Highnote's Product Videos

Highnote's Products & Differentiators

    Issuer Processor

    Highnote's issuer-processor is fully native on the cloud and built on an active-active infrastructure. Highnote's issuer processor enables handling issuance and processing of card transactions from both VISA and Mastercard. Highnote's issuer-processor is based on the newest technology stack and is available via our GraphQL APIs

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Research containing Highnote

Get data-driven expert analysis from the CB Insights Intelligence Unit.

CB Insights Intelligence Analysts have mentioned Highnote in 2 CB Insights research briefs, most recently on Oct 23, 2025.

Expert Collections containing Highnote

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Highnote is included in 4 Expert Collections, including Payments.

P

Payments

3,277 items

Companies in this collection provide technology that enables consumers and businesses to pay, collect, automate, and settle transfers of currency, both online and at the physical point-of-sale.

S

Silicon Valley Bank's Fintech Network

88 items

We mapped out some of SVB's biggest clients, partnerships, and sectors that it serves using CB Insights’ business relationship data from SVB’s profile to uncover just how important it is to the fintech universe. The list is not exhaustive.

F

Fintech

9,809 items

Companies and startups in this collection provide technology to streamline, improve, and transform financial services, products, and operations for individuals and businesses.

F

Fintech 100

100 items

Latest Highnote News

Netevia Commits Billions in Acquiring Volume to Highnote in Expanded 6-Year Agreement

Oct 27, 2025

Highnote , the unified platform for issuing, acquiring, credit, money movement, and real-time ledgering, today announced that Netevia has expanded its partnership through a six-year agreement that brings billions in annual acquiring and issuing volume to Highnote. The expanded relationship introduces new issuing capabilities for Netevia and strengthens its end-to-end payments orchestration offering, creating one of the most complete and modern payment stacks available to PayFacs, ISVs, and merchants. This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20251027148742/en/ Netevia Commits Billions in Acquiring Volume to Highnote in Expanded 6-Year Agreement. Together, Highnote and Netevia are redefining what's possible for enterprise merchants through a unified platform that eliminates the fragmentation of legacy providers. The collaboration delivers end-to-end issuing and acquiring capabilities backed by real-time ledgering, intelligent routing, and flexible money movement, enabling partners to innovate faster and scale more efficiently across every payment scenario. The joint platform integrates the four essential financial pillars every business requires: Bringing money in with speed and reliability Managing money with clarity and control Moving money out seamlessly across different rails Accessing capital when growth demands it As part of the expanded relationship, Netevia is introducing a premium hardware stack available exclusively to its partners, giving PayFacs, ISVs, and merchants access to both cutting-edge software infrastructure and to best-in-class payment devices that maximize performance, speed, and security across every transaction. “Highnote is far more than a technology provider; they are a partner that accelerates our growth,” said Vlad Sadovskiy, CEO of Netevia . “With Highnote, we can scale faster, expand our services, and deliver more value to our customers. This agreement reflects the success we've already achieved together and our confidence in building the next generation of payment infrastructure for the businesses we serve.” “Enterprises are no longer forced to stitch together fragmented payment solutions. With Highnote, they can have a single, modern platform that integrates every aspect of payments,” said John MacIlwaine, CEO of Highnote . “Netevia's success proves how unification delivers speed, clarity, and revenue growth. This agreement demonstrates the scale of their ambition and why Highnote is fast becoming the operating system for the future of commerce, with billions in existing acquiring volume now moving onto our platform and transforming how enterprises deliver payments worldwide.” According to McKinsey , the payments industry is shifting toward unified providers as enterprises embrace embedded payments and real-time rails. Highnote is built for this transformation. Its acquiring solution delivers direct network integrations, payout flexibility, routing optimization, and a compliant, unified ledger, all within a single API-first modern platform. Netevia first partnered with Highnote to power its issuing programs and quickly expanded into acquiring as Highnote introduced its end-to-end solution. That success has now evolved into a multi-year agreement committing billions in annual acquiring volume, underscoring both the strength of the partnership and the tangible impact of operating on a unified platform. For more information about Highnote's acquiring solution and unified platform, contact the Highnote team or visit www.highnote.com About Highnote Highnote is the unified platform for embedded finance, built for modern card issuance, acquiring, credit, and real-time money movement. Designed from the ground up, Highnote combines an intelligent, unified architecture with powerful developer tooling to deliver seamless, branded financial experiences. With built-in ledgering, integrated payment capabilities, and complete program management, Highnote empowers fintechs, vertical SaaS providers, and enterprises to launch differentiated embedded payments experiences that stand out in any market. Headquartered in San Francisco, Highnote is redefining the standard for modern financial payment products. Visit highnote.com for more information. About Netevia Netevia is one of the fastest-growing technology platforms powering the future of PayFacs, ISOs, ISVs, and merchants. Netevia delivers its partners a frictionless way to build and scale their business by leveraging its proprietary operating platform. With a robust suite of embedded financial tools, Netevia provides a modern, merchant-centric alternative to traditional banking services — delivering faster access to cash flow, innovation, and growth. Kinsey & Company, “Global Payments 2024: Simpler Interfaces, Complex Reality,” September 2024 View source version on businesswire.com: https://www.businesswire.com/news/home/20251027148742/en/ “Enterprises are no longer forced to stitch together fragmented payment solutions. With Highnote, they can have a single, modern platform that integrates every aspect of payments,” said John MacIlwaine, CEO of Highnote. Contacts Media Contact Tim Black Marketing and Communications press@highnote.com

Highnote Frequently Asked Questions (FAQ)

  • When was Highnote founded?

    Highnote was founded in 2020.

  • Where is Highnote's headquarters?

    Highnote's headquarters is located at 642 Harrison Street, San Francisco.

  • What is Highnote's latest funding round?

    Highnote's latest funding round is Series B.

  • How much did Highnote raise?

    Highnote raised a total of $169M.

  • Who are the investors of Highnote?

    Investors of Highnote include WestCap, Costanoa Ventures, Oak HC/FT, Pinegrove Capital Partners, Adams Street and 7 more.

  • Who are Highnote's competitors?

    Competitors of Highnote include Extend, SpeedChain, Alviere, Float, Pemo and 7 more.

  • What products does Highnote offer?

    Highnote's products include Issuer Processor and 2 more.

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