Insurance / P&C Insurance Tech
Best Full-Stack Insurtech Carriers — Commercial Lines P&C Companies
What is Full-Stack Insurtech Carriers — Commercial Lines P&C?
The full-stack insurtech carriers — commercial lines property & casualty market comprises insurtech carriers that underwrite commercial property & casualty (P&C) insurance. These lines of business may include (but are not limited to) cyber, errors & omissions, general liability, property, and workers’ compensation. As with established carriers, insurtech carriers will typically also be licensed by respective authorities and undergo review by rating agencies. Many of these carriers focus on small & mid-size businesses (SMBs) and offer risk management services with the policies.
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Top Full-Stack Insurtech Carriers — Commercial Lines P&C Companies
Coalition serves as a provider of active Insurance in the cybersecurity domain. It offers cyber insurance products, including coverage for ransomware and email compromise, as well as cybersecurity tools and services. It serves a diverse range of sectors by providing insurance and security solutions to manage digital risks. It was founded in 2017 and is based in San Francisco, California.
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Upcover, Allianz Commercial, Mitsui Sumitomo Insurance, and 2 more
Key People
Joshua Motta, John Hering, Jim Young, and 2 more
Next Insurance provides insurance solutions for small businesses across various sectors. The company offers a range of insurance products, including general liability, workers' compensation, professional liability, and commercial property insurance. It serves the self-employed and small business owners, offering coverage that meets various business needs. It was founded in 2016 and is based in Palo Alto, California. In March 2025, Next Insurance was acquired by ERGO Group at a valuation of $2.6B.
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Cowbell Cyber provides adaptive cyber insurance coverage to small and medium-sized enterprises within the insurance sector. The company offers cyber insurance products that include continuous risk assessment and underwriting, using AI to manage and mitigate cyber risks. Cowbell Cyber serves the insurance industry with a focus on SMEs. It was founded in 2019 and is based in Pleasanton, California.
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All Companies in Full-Stack Insurtech Carriers — Commercial Lines P&C
At-Bay offers insurance and cybersecurity services to mitigate cyber risks. The company provides cyber insurance, tech errors and omissions insurance, and professional liability insurance, along with cybersecurity solutions including a unified security platform, advisory services, exposure management, fraud defense, security training, and incident response. At-Bay was formerly known as CyberJack. It was founded in 2016 and is based in San Francisco, California.
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Descartes Underwriting provides parametric insurance for climate, cyber, and emerging risks within the insurance industry. The company develops event-driven coverage that pays out based on predefined parameters and utilizes a method to model and assess risks. It serves corporate and public sector clients across industries, including agriculture, construction, and financial institutions. The company was founded in 2019 and is based in Paris, France.
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Pie Insurance operates a platform for workers' compensation insurance. It matches price with risk across a broad spectrum of small business types that offer sustainable insurance to small business owners. The company was founded in 2017 and is based in Washington, District of Columbia.
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The ESP matrix leverages data and analyst insight to identify and rank leading private-market companies in a given technology landscape.
What is Full-Stack Insurtech Carriers — Commercial Lines P&C?
The full-stack insurtech carriers — commercial lines property & casualty market comprises insurtech carriers that underwrite commercial property & casualty (P&C) insurance. These lines of business may include (but are not limited to) cyber, errors & omissions, general liability, property, and workers’ compensation. As with established carriers, insurtech carriers will typically also be licensed by respective authorities and undergo review by rating agencies. Many of these carriers focus on small & mid-size businesses (SMBs) and offer risk management services with the policies.
Expert Collections
Market Map
Similar Markets
Do you compete within Full-Stack Insurtech Carriers — Commercial Lines P&C?
Reach more buyers.
Your future customers are researching their next tech solution on CB Insights. Make sure they can find you.