Healthcare & Life Sciences / Health Insurance & RCM Tech

Best Digital Health Insurance Providers Companies

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What is Digital Health Insurance Providers?

The digital health insurance providers market refers to insurtech companies that provide private health insurance plans. Companies in this market often focus on providing distinguished value propositions — like telehealth and preventative care services, direct pay capabilities, or member navigation apps. Digital health insurance providers go beyond just the insurance sales process, and some of these companies may operate as standalone carriers. Plans are usually paid for in part by employers or the government (like Medicare in the United States). These plans may also be supplemental coverage (mainly outside the United States).

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Top Digital Health Insurance Providers Companies

Oscar logo
Oscar

United States / Founded Year: 2012

Oscar provides health insurance plans and services. The company offers individual and family health insurance, employer health benefits, and various healthcare services such as virtual urgent care, primary care, and prescription medication delivery. Oscar serves the individual, family, and small group health insurance markets. Oscar was formerly known as Mulberry Health. It was founded in 2012 and is based in New York, New York.

Clover Health logo
Clover Health

United States / Founded Year: 0000

Clover Health provides medicare advantage plans and supports primary care physicians with its proprietary Clover Assistant software to enhance clinical decision-making. The company offers medicare advantage plans that include dental, vision, and hearing coverage. Clover Health's services are targeted at Medicare beneficiaries. It was founded in 2014 and is based in Saint Paul, Minnesota.

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Digit Insurance logo
Digit Insurance

India / Founded Year: 0000

Digit Insurance (NSE: GODIGIT) (BSE: 544179) provides general insurance services that focus on the insurance process across various sectors. The company offers a range of insurance products, including motor, health, travel, home, and life insurance. Digit Insurance primarily serves individual and commercial customers. Digit Insurance was formerly known as Oben General Insurance. It was founded in 2016 and is based in Bengaluru, India.

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Collective Health logo
Collective Health

United States / Founded Year: 0000

Collective Health operates a health benefits platform within the healthcare and insurance industry. It provides a system for employers to manage medical, dental, vision, and pharmacy benefits, along with navigation and advocacy services for employees. It serves members, employers, brokers and consultants, and partners within the healthcare ecosystem. It was founded in 2013 and is based in San Francisco, California.

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Acko logo
Acko

India / Founded Year: 0000

Acko is a digital insurance platform that operates in the insurance sector. The company offers a range of insurance products including auto, health, travel, and life insurance, accessible through a mobile app. Acko serves individuals and families seeking insurance solutions. It was founded in 2016 and is based in Bengaluru, India.

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Sidecar Health logo
Sidecar Health

United States / Founded Year: 0000

Sidecar Health is a health insurance provider that offers major medical coverage. The company offers plans with upfront pricing, a range of providers, and no prior authorization requirements. Sidecar Health serves individuals and employers looking for health insurance options. It was founded in 2018 and is based in Covina, California.

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All Companies in Digital Health Insurance Providers

Alan logo
Alan

France / Founded Year: 0000

Alan provides health insurance services and preventive health solutions within the healthcare industry. It offers health insurance plans, a healthcare system navigation tool through Alan Clinic, and mental well-being support with Alan Mind, designed to improve the health and productivity of individuals and corporate employees. It primarily serves diverse sectors, including tech startups, hospitality, the public sector, retail, and industrial businesses. It was founded in 2016 and is based in Paris, France.

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Alice logo
Alice

Brazil / Founded Year: 0000

Alice provides health insurance and focuses on corporate health plans. The company offers digital health management services, including access to healthcare professionals via an application and a human resource (HR) portal for plan administration. Alice primarily serves businesses of all sizes, offering tailored health plans that emphasize preventive care and primary attention. It was founded in 2019 and is based in Sao Paulo, Brazil.

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Angle Health logo
Angle Health

United States / Founded Year: 0000

Angle Health is a healthcare technology company specializing in providing tech-enabled health insurance plans to modern employers and their employees. The company offers a range of fully insured group medical plans that are ACA-compliant and feature access to a broad network of physicians and hospitals through PPO plans. Angle Health's digital platform facilitates a streamlined enrollment process and offers 24/7 access to telemedicine services and personalized member support. It was founded in 2019 and is based in San Francisco, California.

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Bowtie logo
Bowtie

Hong Kong / Founded Year: 0000

Bowtie is a virtual insurer focused on providing medical insurance plans and life insurance products. The company offers coverage under the Voluntary Health Insurance Scheme (VHIS) and other life insurance products. Bowtie's platform allows customers to access insurance protection without the need for intermediaries. It was founded in 2018 and is based in Wan Chai, Hong Kong. In July 2025, Sun Life acquired a majority stake in Bowtie for $70M.

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Centivo logo
Centivo

United States / Founded Year: 0000

Centivo is a health plan administrator that provides self-funded health plans. It offers a technology-enabled platform that includes network access, claims processing, customer support, and population health management. The company primarily targets employers and their employees, with a focus on strengthening the relationship between individuals and their primary care providers. It was founded in 2017 and is based in Buffalo, New York.

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Devoted Health logo
Devoted Health

United States / Founded Year: 0000

Devoted Health focuses on providing medicare advantage plans. Its offerings include healthcare coverage with benefits such as dental, eyewear, gym memberships, and support for medication needs. The company primarily serves the older American population seeking Medicare-related health services. It was founded in 2017 and is based in Waltham, Massachusetts.

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ottonova logo
ottonova

Germany / Founded Year: 0000

ottonova is a digital health insurance provider that offers private and supplementary health insurance. The company provides health coverage, including dental and hospital insurance, with a focus on digital management. ottonova serves individuals seeking health insurance and companies looking to provide employee benefits. It was founded in 2015 and is based in Munich, Germany.

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Our Methodology

The ESP matrix leverages data and analyst insight to identify and rank leading private-market companies in a given technology landscape.

What is Digital Health Insurance Providers?

The digital health insurance providers market refers to insurtech companies that provide private health insurance plans. Companies in this market often focus on providing distinguished value propositions — like telehealth and preventative care services, direct pay capabilities, or member navigation apps. Digital health insurance providers go beyond just the insurance sales process, and some of these companies may operate as standalone carriers. Plans are usually paid for in part by employers or the government (like Medicare in the United States). These plans may also be supplemental coverage (mainly outside the United States).

Expert Collections

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Market Map

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Do you compete within Digital Health Insurance Providers?

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Your future customers are researching their next tech solution on CB Insights. Make sure they can find you.