CredibleX
Founded Year
2023Stage
Line of Credit | AliveTotal Raised
$155MLast Raised
$100M | 2 mos agoMosaic Score The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.
+70 points in the past 30 days
About CredibleX
CredibleX specializes in embedded finance solutions for small and medium-sized enterprises (SMEs). The company offers a range of financing options, including receivable financing, payable financing, and revenue-based financing, designed to be integrated into SME ecosystems. It primarily serves businesses that support SME communities, enabling them to offer tailored financing solutions to their clients. The company was founded in 2023 and is based in Abu Dhabi, United Arab Emirates.
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CredibleX's Products & Differentiators
Receivables Financing
CredibleX offers receivables financing to SMEs, enabling them to unlock cash flow by borrowing against unpaid invoices. This product allows businesses to access funds quickly and without requiring collateral, turning future payments into immediate working capital. The seamless, fully digital application process integrates directly into the SME’s existing systems for easy invoicing and loan management.
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Research containing CredibleX
Get data-driven expert analysis from the CB Insights Intelligence Unit.
CB Insights Intelligence Analysts have mentioned CredibleX in 3 CB Insights research briefs, most recently on Oct 23, 2025.
Oct 23, 2025 report
Fintech 100: The most promising fintech startups of 2025
Oct 23, 2025 report
Book of Scouting Reports: 2025’s Fintech 100
Sep 12, 2025
How payments leaders are seizing the SMB opportunityExpert Collections containing CredibleX
Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.
CredibleX is included in 3 Expert Collections, including Fintech.
Fintech
14,203 items
Excludes US-based companies
Digital Lending
2,538 items
This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.
Fintech 100
100 items
Latest CredibleX News
Oct 2, 2025
This substantial investment, one of the largest pre-seed rounds in the MENA region , aims to address critical cash flow challenges faced by small and medium-sized businesses (SMBs) across the area. Upfront's Mission to Solve a $250B SMB Liquidity Problem Upfront is tackling a staggering $250 billion liquidity problem for SMBs in MENA by leveraging AI-powered accounts receivable (AR) automation and offering innovative working capital solutions. The company plans to use the fresh capital for product development , hiring top talent, and scaling its infrastructure to meet growing demand, as reported by multiple sources on the web. Historically, SMBs in the MENA region have struggled with inefficient cash flow management, often waiting months to receive payments, which stifles growth and operational stability. A Booming Fintech Ecosystem in the UAE The UAE has emerged as a global fintech hub , with startup funding in the sector reaching significant heights, including a reported $265 million in 2024 alone, according to industry reports. Upfront's funding success reflects the broader trend of investor confidence in UAE-based tech ventures, with tech funding surging 133% to $1 billion in the first half of 2025. The company's strategic partnerships, such as with CredibleX , a leading embedded finance platform in the region, further position it to deliver impactful financial solutions to underserved businesses. Future Implications for MENA's SMB Sector Looking ahead, Upfront's technology could redefine how SMBs manage finances, potentially reducing payment delays and unlocking new growth opportunities across industries. The broader impact of such innovations may contribute to the projected growth of the UAE fintech sector, expected to reach $5.71 billion by 2029 , as per recent industry forecasts. As Upfront scales, it could inspire a wave of similar fintech solutions tailored to regional challenges, fostering economic resilience and entrepreneurial spirit in MENA. This funding round not only highlights Upfront's potential but also underscores the UAE's role as a catalyst for financial innovation on a global stage.
CredibleX Frequently Asked Questions (FAQ)
When was CredibleX founded?
CredibleX was founded in 2023.
Where is CredibleX's headquarters?
CredibleX's headquarters is located at Al Reem Island, Abu Dhabi.
What is CredibleX's latest funding round?
CredibleX's latest funding round is Line of Credit.
How much did CredibleX raise?
CredibleX raised a total of $155M.
Who are the investors of CredibleX?
Investors of CredibleX include Pollen Street Capital, Kilgour Williams Capital, Further Ventures, Berkley Square Finance and MasterCard Start Path.
Who are CredibleX's competitors?
Competitors of CredibleX include Beehive and 1 more.
What products does CredibleX offer?
CredibleX's products include Receivables Financing and 4 more.
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Compare CredibleX to Competitors
Partial.ly is a business focused on providing payment plan software within the financial technology sector. The company offers installment payment solutions for e-commerce and invoicing, allowing customers to pay at their own pace. Partial.ly primarily serves the e-commerce and invoicing sectors. It was founded in 2015 and is based in Tampa, Florida.
Lendo provides digital pre-financing solutions for small and medium-sized enterprises in Saudi Arabia. The company connects borrowers with investors, facilitating financial transactions. Lendo serves the small and medium business sector by providing financing options. It was founded in 2019 and is based in Riyadh, Saudi Arabia.
Raqamyah is a leading crowdfunding platform focused on providing financial solutions for small and medium-sized enterprises (SMEs) within the fintech sector. The company offers a range of services including Sharia-compliant funding, invoice financing, point-of-sale financing, and loans for business expansion. Raqamyah primarily serves the SME sector, offering quick and accessible financing solutions to facilitate business growth. It was founded in 2018 and is based in Riyadh, Saudi Arabia.
MyFatoorah provides online payment solutions for businesses across various sectors. The company offers a platform that enables electronic invoicing and secure payment processing. MyFatoorah's services facilitate deposit times through major banks. It was founded in 2015 and is based in Sharq, Kuwait.
Lamaa is a holding company that focuses on transforming the financial and technology landscapes in the Middle East and Arabia. It offers advanced technology solutions for financial companies and a digital platform for SMEs to access financial resources, aiming to enhance operational efficiency and customer experiences. The company primarily serves the financial services industry and the SME sector with its innovative solutions. It was founded in 2021 and is based in Riyadh, Saudi Arabia.
Leapro focuses on the delivery of financial products and services. The company primarily offers a finance broker platform for small and medium-sized enterprises (SMEs), to build communication between their businesses and lenders. Its platform offers the process of securing finance, providing continuous access to funding for SMEs, and instilling confidence and trust in lenders. The company operates in the financial technology sector. It was founded in 2021 and is based in Cairo, Egypt.
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